Sun Life Financial offers flexible dental insurance plans for families and individuals through an employer. This is a popular option for patients of Aspros, Boyd & Walther Dental Associates, and we are pleased to be an in-network provider with this plan. Keep reading to find out more about Sun Life and how we can help you make the most out of your investment in dental insurance!
Sun Life Financial was started in Montreal in 1865 and has since grown to be a leading financial services organization. Today, millions of individuals and families rely on this group to take care of their investments -- especially their smiles, thanks to Sun Life’s dental insurance. A number of options are available through employers, including both PPO (preferred provider organization) and voluntary plans.
When your employer has chosen Sun Life Financial for your dental insurance, you will benefit from easy enrollment, family coverage, access to high quality dentists (like us here at Aspros, Boyd & Walther Dental Associates!) and more.
The details of your dental insurance coverage will vary based on the design of your plan as chosen by your employer. Some particular things that can cause the coverage to vary include the deductible, copay, plan maximums, and waiting periods.
Your dental insurance plan will include preventive care as well as discounts on restorative treatments as needed. With a Sun Life Financial plan, you can receive two checkups and cleanings per year -- absolutely free. Taking advantage of these benefits is important for your oral and overall health, as preventing gum disease and tooth decay can help you enjoy better heart health, stronger lungs, and other wonderful health advantages.
The most important step in maximizing your dental insurance benefits is visiting an in-network dentist. This way, you know you are receiving your full coverage right off the bat. An out-of-network dentist will require you to pay for the total cost of your treatments out of pocket and wait for a reimbursement to come weeks or months later. An in-network dentist, though, allows you to come and go without any unexpected fees.
When you visit our office with Sun Life Financial dental insurance, we will first perform a verification of benefits to learn the particulars of your plan. This is when we call Sun Life Financial directly to inquire about your coverage, find out how much you have left to reach your annual maximum, and other important details. With this information, our team of experts can help you strategically use your benefits to their max.
The other thing to consider when you are trying to make the most out of your dental insurance is to take advantage of the free six month checkup and cleaning. Doing so will help you to avoid the need for restorative care -- saving you a big amount of time and money overall!
Are you interested in learning more about Sun Life Financial at Aspros, Boyd & Walther Dental Associates? We invite you to contact our office today. Our team can’t wait to help you save big on quality dental care!