Dental Insurance – Tallahassee, FL
Prioritizing Your Care Above All Else
Boyd & Walther Dental Associates has made an unwavering commitment to providing you with the highest quality dental care without compromise. We promise to recommend the best treatment for YOU - not what insurance companies deem "acceptable". Most dental insurance plans provide out-of-network benefits, and we're here to help you maximize those benefits.
How Dental Insurance Works

When choosing your dental insurance plan, you agree to pay a monthly premium in exchange for coverage. Depending on whether it is only you or you and your family that is being covered, your premium may be around $50 or $150 – each plan is different.
By paying this monthly amount, you receive valuable benefits that look something like the following:
- 100% preventive services (i.e., dental checkups, cleanings, X-rays)
- 80% minor restorative services (i.e., dental fillings, root canal)
- 50% major restorative services (i.e., dental crowns, dentures)
It is unlikely that you will find a plan that covers cosmetic dentistry, as these services are commonly viewed as “elective” procedures and not necessary to maintain good oral health.
The Fee-for-Service Advantage

Effective January 1, 2026, Boyd & Walther Dental Associates will operate as a fee-for-service practice, meaning we will be out-of-network with all insurance providers. However, the great news is, you can still use your dental insurance! Being fee-for-service doesn't mean your insurance becomes worthless! Most dental insurance plans provide out-of-network benefits, and we're here to help you maximize those benefits.
Here's how we'll support you with insurance as a patient at our practice:
- File all your insurance claims - you'll never have to deal with paperwork
- Verify your out-of-network benefits before treatment so you know exactly what to expect
- Provide detailed treatment estimates showing your insurance portion and your responsibility
- Work with you on payment timing to help manage costs around your insurance reimbursements
What Fee-for-Service Means for Your Care
As a fee-for-service dental practice, we have complete freedom to:
- Provide each and every patient with unrestricted quality care
- Offer patient specific comprehensive treatment planning - focused on your long-term oral health, not insurance limitations. So while you may experience slight changes in your out-of-pocket costs, the value you receive is unparalleled.
Our Philosophy is Simple
You deserve dental care that prioritizes your health and well-being above insurance company profits. As a fee-for-service practice, we can deliver exactly that - exceptional dentistry that focuses on you, not your insurance plan. At the end of the day, we believe you deserve the best care possible and quality to us is non-negotiable.
If you have any questions about your benefits, estimated costs, or how this change might affect you, our team is here to help. We'll walk you through everything and make the transition as smooth as possible.
Ready to Discuss Your Insurance Options?
Our knowledgeable team is standing by to answer your questions and help you understand exactly how these changes affect you. Call (850) 878-4117 today!